Your name and address

Date ……………….

Creditor’s name and address

Account number: ……………………..

Dear Sir or Madam,

I have been corresponding with you for some time now with regard to debt management.

I recently sent you a copy of my Financial Statement and a payment offer letter (copies attached)

You appear to have rejected / not responded to the offer of payment.

The offer set out in the Financial Statement is all I can realistically afford under my current financial circumstances.

As a gesture of goodwill I have decided to commence payments of £……..  per month as set out on the Financial Statement.

Information on the Office of Fair Trading (OFT) guidelines on debt collection is available on the OFT website.

Your patience and co-operation is appreciated and I look forward to confirmation that this offer has been accepted.

Yours faithfully

……………………………..…………..…..